Upgrade

With more than 15 million users and $10 billion borrowed, Upgrade offers a variety of digital banking and personal lending services. The Upgrade Card is the fastest growing US credit card by outstandings, with a growth rate of 755% year-over-year.

 

Snapshot Info

  • Founded: 2016
  • Founders: Adelina Grozdanova, Jeff Bogan, Matt Wierman, Renaud Laplanche, Soul Htite, Visar Nimani
  • Headquarters: San Francisco Bay Area, West Coast, Western US
  • Services Provided: Digital banking & Personal lending
  • Est. Number of employees: 500
  • Website: upgrade.com

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Highlights

UPGRADE CARD
3% cash back on Home
Auto and Health Categories
1% cash back on everything else
No Fees
Credit lines from $500 to $25,000

PERSONAL LOANS
Loans up to $50,000
Low fixed rates
Affordable monthly payments
No prepayment fees

REWARDS CHECKING
No-fee checking with cash back
No ATM fees, no account fees, no transfer fees
2% cash back on common everyday expenses, 1% on everything else
Up to 20% lower rate on loans & cards through Upgrade